“粤农(nong)担·惠(hui)农(nong)e贷”业务(wu)正(zheng)式(shi)落地 省农(nong)担公司(si)迈出互联网金(jin)融实质步伐
2018-03-28 21:46:22 来源:本站原创
3月27日,农(nong)(nong)(nong)行广(guang)(guang)东(dong)(dong)省(sheng)分行“惠(hui)农(nong)(nong)(nong)e贷(dai)”服(fu)务农(nong)(nong)(nong)业(ye)龙头(tou)企业(ye)产业(ye)链项(xiang)目启动仪式在农(nong)(nong)(nong)行大厦举行。省(sheng)农(nong)(nong)(nong)担公司与农(nong)(nong)(nong)行广(guang)(guang)东(dong)(dong)省(sheng)分行、广(guang)(guang)东(dong)(dong)天(tian)(tian)禾(he)农(nong)(nong)(nong)资股(gu)(gu)份有限公司、广(guang)(guang)东(dong)(dong)温(wen)氏食品集团股(gu)(gu)份有限公司等共同签(qian)署了“粤农(nong)(nong)(nong)担·天(tian)(tian)禾(he)农(nong)(nong)(nong)资·惠(hui)农(nong)(nong)(nong)e贷(dai)”和“粤农(nong)(nong)(nong)担·温(wen)氏养殖·惠(hui)农(nong)(nong)(nong)e贷(dai)”服(fu)务农(nong)(nong)(nong)业(ye)重点(dian)项(xiang)目合作协议(yi)。
在启动仪(yi)式上,省(sheng)农(nong)(nong)(nong)(nong)(nong)(nong)担(dan)(dan)(dan)(dan)公(gong)司联(lian)合(he)农(nong)(nong)(nong)(nong)(nong)(nong)行(xing)(xing)(xing)(xing)广东省(sheng)分行(xing)(xing)(xing)(xing)与(yu)广东天(tian)禾农(nong)(nong)(nong)(nong)(nong)(nong)资公(gong)司及温氏集(ji)团分别推(tui)(tui)出了“粤(yue)农(nong)(nong)(nong)(nong)(nong)(nong)担(dan)(dan)(dan)(dan)·天(tian)禾农(nong)(nong)(nong)(nong)(nong)(nong)资·惠(hui)农(nong)(nong)(nong)(nong)(nong)(nong)e贷(dai)”和“粤(yue)农(nong)(nong)(nong)(nong)(nong)(nong)担(dan)(dan)(dan)(dan)·温氏养(yang)殖·惠(hui)农(nong)(nong)(nong)(nong)(nong)(nong)e贷(dai)”两个农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)信(xin)(xin)贷(dai)担(dan)(dan)(dan)(dan)保(bao)(bao)产品,这正是贯彻落实乡村振兴(xing)(xing)战略(lve)、银担(dan)(dan)(dan)(dan)企共促广东农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)现代化的创新之举(ju)。2016年,省(sheng)农(nong)(nong)(nong)(nong)(nong)(nong)担(dan)(dan)(dan)(dan)公(gong)司与(yu)农(nong)(nong)(nong)(nong)(nong)(nong)行(xing)(xing)(xing)(xing)广东省(sheng)分行(xing)(xing)(xing)(xing)建立了农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)信(xin)(xin)贷(dai)担(dan)(dan)(dan)(dan)保(bao)(bao)体系战略(lve)合(he)作(zuo)关系,通过紧密合(he)作(zuo)有效化解(jie)了农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)农(nong)(nong)(nong)(nong)(nong)(nong)村发展“融(rong)资难(nan)”、“融(rong)资贵”、“放款慢”等问题(ti)。随(sui)着乡村振兴(xing)(xing)战略(lve)的深入实施,双方更加积极地加强互(hu)联(lian)网(wang)金(jin)融(rong)合(he)作(zuo),推(tui)(tui)出“粤(yue)农(nong)(nong)(nong)(nong)(nong)(nong)担(dan)(dan)(dan)(dan)·惠(hui)农(nong)(nong)(nong)(nong)(nong)(nong)e贷(dai)”系列农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)信(xin)(xin)贷(dai)担(dan)(dan)(dan)(dan)保(bao)(bao)产品,探索(suo)构(gou)建“互(hu)联(lian)网(wang)金(jin)融(rong)+农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)产业(ye)(ye)链+信(xin)(xin)用担(dan)(dan)(dan)(dan)保(bao)(bao)”供应链金(jin)融(rong)生(sheng)态圈,迈出农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)信(xin)(xin)贷(dai)担(dan)(dan)(dan)(dan)保(bao)(bao)“互(hu)联(lian)网(wang)金(jin)融(rong)+农(nong)(nong)(nong)(nong)(nong)(nong)业(ye)(ye)龙头企业(ye)(ye)+农(nong)(nong)(nong)(nong)(nong)(nong)户+担(dan)(dan)(dan)(dan)保(bao)(bao)”的实质性步(bu)伐。
省农担公司与农行云浮分(fen)行、温氏集(ji)团(tuan)签订三方合作(zuo)协(xie)议
上(shang)述(shu)两(liang)个项目(mu)签约(yue)方龙头企业(ye)(ye)(ye)天(tian)禾农(nong)资(zi)和温(wen)氏(shi)集团(tuan)均具有区域资(zi)源(yuan)丰富(fu)、行(xing)业(ye)(ye)(ye)知名度高、客(ke)户(hu)覆盖(gai)面广的优势,可惠及(ji)温(wen)氏(shi)集团(tuan)在广东省(sheng)境内的1.1万养殖(zhi)户(hu)及(ji)广东天(tian)禾农(nong)资(zi)公(gong)司(si)下游农(nong)资(zi)门(men)店(dian)、直销种植大户(hu),单户(hu)贷(dai)款担(dan)(dan)保金额10-30万元,省(sheng)农(nong)担(dan)(dan)公(gong)司(si)为(wei)农(nong)业(ye)(ye)(ye)经营主体提供全(quan)额担(dan)(dan)保,总授信规模达(da)到46亿元。本次合(he)作项目(mu)最大限度发挥“公(gong)司(si)+农(nong)户(hu)”的模式辐(fu)射(she)作用,优化(hua)了贷(dai)款担(dan)(dan)保流(liu)程,使之更为(wei)简便快捷(jie),担(dan)(dan)保费率及(ji)贷(dai)款利(li)率均给予更多优惠,真(zhen)正做(zuo)到创新惠农(nong)。目(mu)前,“粤农(nong)担(dan)(dan)·温(wen)氏(shi)养殖(zhi)·惠农(nong)e贷(dai)”首笔(bi)贷(dai)款担(dan)(dan)保业(ye)(ye)(ye)务已正式落(luo)地(di)。
省(sheng)农(nong)(nong)担公司与农(nong)(nong)行(xing)(xing)广州(zhou)分行(xing)(xing)、广东天禾农(nong)(nong)资签订三方合(he)作协议
省(sheng)(sheng)农担(dan)公(gong)司作为全(quan)省(sheng)(sheng)唯一专注三农信(xin)贷担(dan)保(bao)业(ye)务(wu)的省(sheng)(sheng)属(shu)国有金(jin)融(rong)企(qi)业(ye),成(cheng)立以来(lai)高度重(zhong)视与银行金(jin)融(rong)机(ji)构以及(ji)农业(ye)龙头企(qi)业(ye)合作,稳扎(zha)稳打地推进公(gong)司健康运营和业(ye)务(wu)拓展,不足一年时间便实现了农担(dan)业(ye)务(wu)全(quan)省(sheng)(sheng)全(quan)覆盖,“政银社担(dan)”合作初(chu)见成(cheng)效,初(chu)步形成(cheng)了“分(fen)公(gong)司+办事处+代办处”的全(quan)省(sheng)(sheng)农业(ye)信(xin)贷担(dan)保(bao)基层服(fu)务(wu)网络。